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Everyone

Viva Republica

Nougat



● My financial status at a glance, home and consumption
· You can check all information on all accounts in one place, and information on deposits, subscriptions, securities, and loan accounts that were viewed separately.
· How much did you earn and how much did you spend? You can collect your income and consumption for a month in chronological order, and we also provide a consumption analysis report.
· No need to be confused about card performance, you can see at a glance which card meets the performance and how much more you need to use to achieve the performance.
· You can easily check the fixed monthly insurance costs, living expenses, subscription fees, etc.

● Free, simple and safe transfer for life
· Send money freely, and at Toss, fees are free for life regardless of the bank.
· You can safely send money by checking fraudulent accounts in advance before sending money.
· Remittance has been simplified to just one touch. Send money with minimal touches.
· And even your heart, send a simple message and emoticons.

● OK, opened without having to go to the branch
· Regardless of time and place, you can open various financial products such as cards, deposits/savings, loans, and insurance.
· As a bonus, don't miss out on the special benefits offered only at Toss.

● Insurance management at a glance, insurance
· Check the insurance you have signed up for and your monthly premium at a glance.
· Am I lacking anything compared to my peers? We refer to the coverage of your current insurance and recommend the coverage that is insufficient.
· Through consultation with an expert, you can receive a recommendation for the insurance that is right for you, and you can easily claim and receive a refund for your hospital expenses.

● Benefits that anyone can receive
· To help you love your favorite brands more, select a brand and receive cashback once a week.
· Complete this week’s missions and receive points.
· Count your steps, enjoy health and benefits all at once, and try a pedometer too.

● Benefits that increase the more you use, Toss Credit Card
· We will refund you a larger amount depending on your performance.
· You can check payment and cashback details on the Toss app.
· Also enjoy the benefits of VISA Platinum service.

● Investment for everyone, Toss Securities
· Investing starts with interest, and check out news and content that helps with investment decisions.
· You can start investing in your own stocks with a purchase experience as easy as a remittance and easy-to-understand terms.

● A completely new bank, Toss Bank
· Experience a powerful bank account that you can fill, empty, freely, and without conditions.
· Available with just one inquiry, a loan without difficult or complicated processes is waiting for you.
· Get ​​a Toss Bank check card with a variety of colors and generous benefits.

● The nearest community center, Toss Community Center
· You can quickly receive and submit civil service certificates issued by Government 24 and community centers at Toss.
· You can immediately receive and pay health checkup schedules, national scholarship application information, and notifications of traffic fines and fines.

● Conveniently for business owners, my sales ledger
· When and how much will be deposited? We notify you every day and automatically create sales and deposit ledgers.
· Toss will also provide support policies for CEOs.

● Use with confidence
· Used by 1 in 3 Korean citizens, cumulative remittance amount of KRW 177 trillion, cumulative downloads of 69 million, 0 security incidents (as of August 2021)
· Won the ‘2018 Information Protection Award’ (hosted by the Ministry of Science and ICT)
· Ranked 1st overall among 25 financial apps in terms of hacking defense level (2017 Stillian analysis)
· Acquired the credit card company-level global data security standard ‘PCI-DSS’ for the first time in the industry
· Acquired international standard information protection certification ISO/IEC 27001 and ISO/IEC 27701
· Prevent various risks with a 24-hour control system and abnormal financial transaction detection system

● Who runs Toss?
Toss is operated by the fintech company ‘Viva Republica’.
Viva Republica was ranked 29th among the world's top 100 fintech companies selected by KPMG and H2 Ventures in 2019, and has official partnerships with the largest number of banks and securities firms among domestic fintech companies. In addition, in accordance with Article 28 of the Electronic Financial Transactions Act, we are registered as an electronic financial business and provide safe services through due diligence by the Financial Supervisory Service and approval by the Financial Services Commission on security and control systems.

● Request only necessary permissions
[Required access rights]
· Installed app information: Malicious app detection to prevent electronic financial transaction accidents

[Optional access rights]
· Contact information: Remittance through contact information and registration of profile photo
· Notification: Receive an ARS authentication number or receive a push message from Toss
· Camera: Required for QR code / physical card / ID recognition, image upload, and profile registration
· Photo: Required when saving/uploading images
· Location: Necessary to confirm and display current location and prevent illegal transactions
· Physical activity: Measure steps in pedometer service
· Phone: Required for identity verification through mobile phone number
· Microphone: Required for customer consultation
· Bluetooth (nearby device): Required to identify and connect to nearby devices
* You can use the service even if you do not grant optional permissions, but there may be restrictions on the use of some functions.

※ All smartphones with Android operating system versions lower than 6.0 can be applied with mandatory access rights without optional access rights. You can set access permissions by upgrading your smartphone's operating system to Android 6.0 or higher and then reinstalling the Toss app.

● Toss Customer Center is open 24 hours a day, 365 days a year.
· Phone 1599-4905
· KakaoTalk @toss
· Email support@toss.im

Viva Republica Co., Ltd.
12th floor, Arc Place, 142 Teheran-ro, Gangnam-gu, Seoul

Fast and safe remittance, all my financial status and transaction details at a glance, and opening various financial products that I need. All with one toss.

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